LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,240
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,240/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$44,238
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,654
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,825
−HK$1,188/mo
Today · 4.125%
HK$46,013
baseline
▲ 0.50% · 4.625%
HK$48,438
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,026/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,088
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,553
−HK$1,488/mo
Today · 4.125%
HK$50,041
baseline
▲ 0.50% · 4.625%
HK$53,086
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,082/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,385
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,425/mo
Today · 4.125%
HK$55,215
baseline
▲ 0.50% · 4.625%
HK$58,126
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,430/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,936
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,645
−HK$1,736/mo
Today · 4.125%
HK$58,381
baseline
▲ 0.50% · 4.625%
HK$61,933
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,762/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,116
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,755
−HK$1,663/mo
Today · 4.125%
HK$64,418
baseline
▲ 0.50% · 4.625%
HK$67,813
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,836/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,632
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,829
−HK$2,232/mo
Today · 4.125%
HK$75,061
baseline
▲ 0.50% · 4.625%
HK$79,629
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,122/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,578
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,685
−HK$2,138/mo
Today · 4.125%
HK$82,823
baseline
▲ 0.50% · 4.625%
HK$87,189
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,646/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,324 · Scale 2, in force from 26 Feb 2026)