LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,240
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,240/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$44,239
+HK$2,538/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,655
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,825
−HK$1,188/mo
Today · 4.125%
HK$46,013
baseline
▲ 0.50% · 4.625%
HK$48,439
+HK$2,426/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,026/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,089
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,553
−HK$1,488/mo
Today · 4.125%
HK$50,041
baseline
▲ 0.50% · 4.625%
HK$53,086
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,082/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,385
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,426/mo
Today · 4.125%
HK$55,216
baseline
▲ 0.50% · 4.625%
HK$58,126
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,432/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,937
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,645
−HK$1,737/mo
Today · 4.125%
HK$58,382
baseline
▲ 0.50% · 4.625%
HK$61,934
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,764/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,116
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,756
−HK$1,662/mo
Today · 4.125%
HK$64,418
baseline
▲ 0.50% · 4.625%
HK$67,814
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,836/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,633
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,830
−HK$2,232/mo
Today · 4.125%
HK$75,062
baseline
▲ 0.50% · 4.625%
HK$79,629
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,124/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,578
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,686
−HK$2,138/mo
Today · 4.125%
HK$82,824
baseline
▲ 0.50% · 4.625%
HK$87,189
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,648/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,330 · Scale 2, in force from 26 Feb 2026)