LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,241
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,462
−HK$1,240/mo
Today · 4.125%
HK$41,702
baseline
▲ 0.50% · 4.625%
HK$44,239
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,404/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,655
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,188/mo
Today · 4.125%
HK$46,014
baseline
▲ 0.50% · 4.625%
HK$48,439
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,028/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,089
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,488/mo
Today · 4.125%
HK$50,042
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,084/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,386
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,426/mo
Today · 4.125%
HK$55,217
baseline
▲ 0.50% · 4.625%
HK$58,127
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,434/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,937
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,646
−HK$1,737/mo
Today · 4.125%
HK$58,383
baseline
▲ 0.50% · 4.625%
HK$61,935
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,766/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,117
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,757
−HK$1,662/mo
Today · 4.125%
HK$64,419
baseline
▲ 0.50% · 4.625%
HK$67,815
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,838/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,634
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,831
−HK$2,232/mo
Today · 4.125%
HK$75,063
baseline
▲ 0.50% · 4.625%
HK$79,631
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,126/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,580
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,687
−HK$2,138/mo
Today · 4.125%
HK$82,825
baseline
▲ 0.50% · 4.625%
HK$87,191
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,650/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,340 · Scale 2, in force from 26 Feb 2026)