LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,243
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,463
−HK$1,241/mo
Today · 4.125%
HK$41,704
baseline
▲ 0.50% · 4.625%
HK$44,241
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,408/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,657
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,828
−HK$1,188/mo
Today · 4.125%
HK$46,016
baseline
▲ 0.50% · 4.625%
HK$48,441
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,032/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,091
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,488/mo
Today · 4.125%
HK$50,044
baseline
▲ 0.50% · 4.625%
HK$53,090
+HK$3,046/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,088/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,389
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,794
−HK$1,425/mo
Today · 4.125%
HK$55,219
baseline
▲ 0.50% · 4.625%
HK$58,130
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,438/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,940
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,649
−HK$1,736/mo
Today · 4.125%
HK$58,385
baseline
▲ 0.50% · 4.625%
HK$61,938
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,770/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,120
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,759
−HK$1,663/mo
Today · 4.125%
HK$64,422
baseline
▲ 0.50% · 4.625%
HK$67,818
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,844/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,637
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,834
−HK$2,233/mo
Today · 4.125%
HK$75,067
baseline
▲ 0.50% · 4.625%
HK$79,634
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,134/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,583
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,691
−HK$2,138/mo
Today · 4.125%
HK$82,829
baseline
▲ 0.50% · 4.625%
HK$87,195
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,658/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,369 · Scale 2, in force from 26 Feb 2026)