LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,244
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,240/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$44,242
+HK$2,537/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,658
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,829
−HK$1,188/mo
Today · 4.125%
HK$46,017
baseline
▲ 0.50% · 4.625%
HK$48,443
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,034/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,093
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,557
−HK$1,489/mo
Today · 4.125%
HK$50,046
baseline
▲ 0.50% · 4.625%
HK$53,091
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,092/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,390
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,795
−HK$1,426/mo
Today · 4.125%
HK$55,221
baseline
▲ 0.50% · 4.625%
HK$58,131
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,442/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,941
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,650
−HK$1,737/mo
Today · 4.125%
HK$58,387
baseline
▲ 0.50% · 4.625%
HK$61,939
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,774/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,122
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,663/mo
Today · 4.125%
HK$64,424
baseline
▲ 0.50% · 4.625%
HK$67,820
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,848/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,639
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,836
−HK$2,233/mo
Today · 4.125%
HK$75,069
baseline
▲ 0.50% · 4.625%
HK$79,636
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,138/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,585
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,693
−HK$2,138/mo
Today · 4.125%
HK$82,831
baseline
▲ 0.50% · 4.625%
HK$87,197
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,662/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,386 · Scale 2, in force from 26 Feb 2026)