LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,244
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,240/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$44,243
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,659
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,830
−HK$1,188/mo
Today · 4.125%
HK$46,018
baseline
▲ 0.50% · 4.625%
HK$48,443
+HK$2,425/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,036/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,093
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,558
−HK$1,488/mo
Today · 4.125%
HK$50,046
baseline
▲ 0.50% · 4.625%
HK$53,092
+HK$3,046/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,092/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,391
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,796
−HK$1,425/mo
Today · 4.125%
HK$55,221
baseline
▲ 0.50% · 4.625%
HK$58,132
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,442/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,942
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,651
−HK$1,736/mo
Today · 4.125%
HK$58,387
baseline
▲ 0.50% · 4.625%
HK$61,940
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,774/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,122
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,762
−HK$1,663/mo
Today · 4.125%
HK$64,425
baseline
▲ 0.50% · 4.625%
HK$67,821
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,850/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,640
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,837
−HK$2,232/mo
Today · 4.125%
HK$75,069
baseline
▲ 0.50% · 4.625%
HK$79,637
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,138/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,586
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,694
−HK$2,138/mo
Today · 4.125%
HK$82,832
baseline
▲ 0.50% · 4.625%
HK$87,198
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,664/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,393 · Scale 2, in force from 26 Feb 2026)