LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,246
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,240/mo
Today · 4.125%
HK$41,707
baseline
▲ 0.50% · 4.625%
HK$44,245
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,414/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,661
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,832
−HK$1,187/mo
Today · 4.125%
HK$46,019
baseline
▲ 0.50% · 4.625%
HK$48,445
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,038/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,095
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,560
−HK$1,488/mo
Today · 4.125%
HK$50,048
baseline
▲ 0.50% · 4.625%
HK$53,094
+HK$3,046/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,096/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,393
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,425/mo
Today · 4.125%
HK$55,223
baseline
▲ 0.50% · 4.625%
HK$58,134
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,446/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,944
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,653
−HK$1,737/mo
Today · 4.125%
HK$58,390
baseline
▲ 0.50% · 4.625%
HK$61,942
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,780/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,125
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,764
−HK$1,663/mo
Today · 4.125%
HK$64,427
baseline
▲ 0.50% · 4.625%
HK$67,823
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,854/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,642
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,840
−HK$2,232/mo
Today · 4.125%
HK$75,072
baseline
▲ 0.50% · 4.625%
HK$79,640
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,144/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,589
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,697
−HK$2,138/mo
Today · 4.125%
HK$82,835
baseline
▲ 0.50% · 4.625%
HK$87,201
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,670/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,418 · Scale 2, in force from 26 Feb 2026)