LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,247
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,240/mo
Today · 4.125%
HK$41,708
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,416/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,662
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,833
−HK$1,188/mo
Today · 4.125%
HK$46,021
baseline
▲ 0.50% · 4.625%
HK$48,446
+HK$2,425/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,042/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,096
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,561
−HK$1,489/mo
Today · 4.125%
HK$50,050
baseline
▲ 0.50% · 4.625%
HK$53,095
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,100/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,394
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,799
−HK$1,426/mo
Today · 4.125%
HK$55,225
baseline
▲ 0.50% · 4.625%
HK$58,136
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,450/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,946
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,655
−HK$1,736/mo
Today · 4.125%
HK$58,391
baseline
▲ 0.50% · 4.625%
HK$61,944
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,782/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,126
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,766
−HK$1,663/mo
Today · 4.125%
HK$64,429
baseline
▲ 0.50% · 4.625%
HK$67,825
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,858/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,644
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,842
−HK$2,232/mo
Today · 4.125%
HK$75,074
baseline
▲ 0.50% · 4.625%
HK$79,642
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,148/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,591
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,699
−HK$2,138/mo
Today · 4.125%
HK$82,837
baseline
▲ 0.50% · 4.625%
HK$87,204
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,674/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,435 · Scale 2, in force from 26 Feb 2026)