LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,248
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,469
−HK$1,241/mo
Today · 4.125%
HK$41,710
baseline
▲ 0.50% · 4.625%
HK$44,248
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,420/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,663
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,188/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,448
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,098
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,563
−HK$1,489/mo
Today · 4.125%
HK$50,052
baseline
▲ 0.50% · 4.625%
HK$53,097
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$100,104/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,396
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,801
−HK$1,426/mo
Today · 4.125%
HK$55,227
baseline
▲ 0.50% · 4.625%
HK$58,138
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.33M · min. income ≈ HK$110,454/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,948
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,657
−HK$1,736/mo
Today · 4.125%
HK$58,393
baseline
▲ 0.50% · 4.625%
HK$61,947
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,786/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,129
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,768
−HK$1,663/mo
Today · 4.125%
HK$64,431
baseline
▲ 0.50% · 4.625%
HK$67,828
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,862/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,647
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,845
−HK$2,232/mo
Today · 4.125%
HK$75,077
baseline
▲ 0.50% · 4.625%
HK$79,646
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,154/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,594
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,702
−HK$2,138/mo
Today · 4.125%
HK$82,840
baseline
▲ 0.50% · 4.625%
HK$87,207
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,680/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,461 · Scale 2, in force from 26 Feb 2026)