LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,249
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,470
−HK$1,241/mo
Today · 4.125%
HK$41,711
baseline
▲ 0.50% · 4.625%
HK$44,249
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,422/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,665
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,836
−HK$1,188/mo
Today · 4.125%
HK$46,024
baseline
▲ 0.50% · 4.625%
HK$48,450
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,048/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,099
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,564
−HK$1,489/mo
Today · 4.125%
HK$50,053
baseline
▲ 0.50% · 4.625%
HK$53,098
+HK$3,045/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,106/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,425/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,140
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,949
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,658
−HK$1,737/mo
Today · 4.125%
HK$58,395
baseline
▲ 0.50% · 4.625%
HK$61,948
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,790/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,130
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,770
−HK$1,663/mo
Today · 4.125%
HK$64,433
baseline
▲ 0.50% · 4.625%
HK$67,829
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,866/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,649
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,846
−HK$2,233/mo
Today · 4.125%
HK$75,079
baseline
▲ 0.50% · 4.625%
HK$79,648
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,158/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,596
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,704
−HK$2,139/mo
Today · 4.125%
HK$82,843
baseline
▲ 0.50% · 4.625%
HK$87,209
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,686/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,477 · Scale 2, in force from 26 Feb 2026)