LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,251
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,472
−HK$1,240/mo
Today · 4.125%
HK$41,712
baseline
▲ 0.50% · 4.625%
HK$44,251
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,424/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,666
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,838
−HK$1,188/mo
Today · 4.125%
HK$46,026
baseline
▲ 0.50% · 4.625%
HK$48,452
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,052/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,101
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,566
−HK$1,489/mo
Today · 4.125%
HK$50,055
baseline
▲ 0.50% · 4.625%
HK$53,101
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,110/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,400
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,805
−HK$1,426/mo
Today · 4.125%
HK$55,231
baseline
▲ 0.50% · 4.625%
HK$58,142
+HK$2,911/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,462/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,952
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,661
−HK$1,736/mo
Today · 4.125%
HK$58,397
baseline
▲ 0.50% · 4.625%
HK$61,951
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,794/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,133
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,773
−HK$1,663/mo
Today · 4.125%
HK$64,436
baseline
▲ 0.50% · 4.625%
HK$67,832
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,872/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,850
−HK$2,232/mo
Today · 4.125%
HK$75,082
baseline
▲ 0.50% · 4.625%
HK$79,651
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,164/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,600
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,708
−HK$2,138/mo
Today · 4.125%
HK$82,846
baseline
▲ 0.50% · 4.625%
HK$87,213
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,692/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,505 · Scale 2, in force from 26 Feb 2026)