LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,251
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,472
−HK$1,241/mo
Today · 4.125%
HK$41,713
baseline
▲ 0.50% · 4.625%
HK$44,251
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,426/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,667
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,838
−HK$1,188/mo
Today · 4.125%
HK$46,026
baseline
▲ 0.50% · 4.625%
HK$48,452
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,052/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,102
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,567
−HK$1,488/mo
Today · 4.125%
HK$50,055
baseline
▲ 0.50% · 4.625%
HK$53,101
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,110/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,400
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,806
−HK$1,425/mo
Today · 4.125%
HK$55,231
baseline
▲ 0.50% · 4.625%
HK$58,143
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,462/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,952
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,661
−HK$1,737/mo
Today · 4.125%
HK$58,398
baseline
▲ 0.50% · 4.625%
HK$61,951
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,796/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,134
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,773
−HK$1,663/mo
Today · 4.125%
HK$64,436
baseline
▲ 0.50% · 4.625%
HK$67,833
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,872/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,653
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,850
−HK$2,233/mo
Today · 4.125%
HK$75,083
baseline
▲ 0.50% · 4.625%
HK$79,652
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,166/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,600
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,708
−HK$2,139/mo
Today · 4.125%
HK$82,847
baseline
▲ 0.50% · 4.625%
HK$87,214
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,694/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,511 · Scale 2, in force from 26 Feb 2026)