LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,253
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,474
−HK$1,241/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$44,253
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,669
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,840
−HK$1,188/mo
Today · 4.125%
HK$46,028
baseline
▲ 0.50% · 4.625%
HK$48,454
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,056/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,104
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,569
−HK$1,489/mo
Today · 4.125%
HK$50,058
baseline
▲ 0.50% · 4.625%
HK$53,103
+HK$3,045/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,116/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,402
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,808
−HK$1,426/mo
Today · 4.125%
HK$55,234
baseline
▲ 0.50% · 4.625%
HK$58,145
+HK$2,911/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,468/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,954
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,664
−HK$1,736/mo
Today · 4.125%
HK$58,400
baseline
▲ 0.50% · 4.625%
HK$61,954
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,800/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,136
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,776
−HK$1,663/mo
Today · 4.125%
HK$64,439
baseline
▲ 0.50% · 4.625%
HK$67,836
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,878/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,656
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,853
−HK$2,233/mo
Today · 4.125%
HK$75,086
baseline
▲ 0.50% · 4.625%
HK$79,655
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,172/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,604
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,712
−HK$2,138/mo
Today · 4.125%
HK$82,850
baseline
▲ 0.50% · 4.625%
HK$87,218
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,700/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,538 · Scale 2, in force from 26 Feb 2026)