LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,254
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,475
−HK$1,240/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,669
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,188/mo
Today · 4.125%
HK$46,029
baseline
▲ 0.50% · 4.625%
HK$48,455
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,058/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,104
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,570
−HK$1,488/mo
Today · 4.125%
HK$50,058
baseline
▲ 0.50% · 4.625%
HK$53,104
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,116/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,403
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,809
−HK$1,425/mo
Today · 4.125%
HK$55,234
baseline
▲ 0.50% · 4.625%
HK$58,146
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,468/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,955
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,665
−HK$1,736/mo
Today · 4.125%
HK$58,401
baseline
▲ 0.50% · 4.625%
HK$61,955
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,802/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,137
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,777
−HK$1,663/mo
Today · 4.125%
HK$64,440
baseline
▲ 0.50% · 4.625%
HK$67,837
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,880/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,657
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,855
−HK$2,233/mo
Today · 4.125%
HK$75,088
baseline
▲ 0.50% · 4.625%
HK$79,656
+HK$4,568/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,176/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,605
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,713
−HK$2,139/mo
Today · 4.125%
HK$82,852
baseline
▲ 0.50% · 4.625%
HK$87,219
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,704/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,548 · Scale 2, in force from 26 Feb 2026)