LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,254
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,475
−HK$1,241/mo
Today · 4.125%
HK$41,716
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,432/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,670
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,189/mo
Today · 4.125%
HK$46,030
baseline
▲ 0.50% · 4.625%
HK$48,456
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,060/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,105
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,488/mo
Today · 4.125%
HK$50,059
baseline
▲ 0.50% · 4.625%
HK$53,105
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,118/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,404
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,810
−HK$1,425/mo
Today · 4.125%
HK$55,235
baseline
▲ 0.50% · 4.625%
HK$58,147
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,470/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,956
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,666
−HK$1,736/mo
Today · 4.125%
HK$58,402
baseline
▲ 0.50% · 4.625%
HK$61,956
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,804/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,138
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,778
−HK$1,663/mo
Today · 4.125%
HK$64,441
baseline
▲ 0.50% · 4.625%
HK$67,838
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,882/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,658
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,856
−HK$2,233/mo
Today · 4.125%
HK$75,089
baseline
▲ 0.50% · 4.625%
HK$79,658
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,178/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,606
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,714
−HK$2,139/mo
Today · 4.125%
HK$82,853
baseline
▲ 0.50% · 4.625%
HK$87,220
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,706/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,560 · Scale 2, in force from 26 Feb 2026)