LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,256
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,477
−HK$1,241/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$44,256
+HK$2,538/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,672
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,188/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,107
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,572
−HK$1,489/mo
Today · 4.125%
HK$50,061
baseline
▲ 0.50% · 4.625%
HK$53,107
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,122/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,406
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,812
−HK$1,425/mo
Today · 4.125%
HK$55,237
baseline
▲ 0.50% · 4.625%
HK$58,149
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,474/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,958
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,668
−HK$1,737/mo
Today · 4.125%
HK$58,405
baseline
▲ 0.50% · 4.625%
HK$61,958
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,810/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,140
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,780
−HK$1,664/mo
Today · 4.125%
HK$64,444
baseline
▲ 0.50% · 4.625%
HK$67,841
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,888/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,661
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,858
−HK$2,234/mo
Today · 4.125%
HK$75,092
baseline
▲ 0.50% · 4.625%
HK$79,661
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,184/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,609
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,717
−HK$2,139/mo
Today · 4.125%
HK$82,856
baseline
▲ 0.50% · 4.625%
HK$87,224
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,712/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,583 · Scale 2, in force from 26 Feb 2026)