LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,256
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,478
−HK$1,240/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$44,257
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,672
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,844
−HK$1,188/mo
Today · 4.125%
HK$46,032
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,064/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,108
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,573
−HK$1,489/mo
Today · 4.125%
HK$50,062
baseline
▲ 0.50% · 4.625%
HK$53,108
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,124/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,407
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,812
−HK$1,426/mo
Today · 4.125%
HK$55,238
baseline
▲ 0.50% · 4.625%
HK$58,150
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,476/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,959
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,669
−HK$1,736/mo
Today · 4.125%
HK$58,405
baseline
▲ 0.50% · 4.625%
HK$61,959
+HK$3,554/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,810/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,141
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,781
−HK$1,664/mo
Today · 4.125%
HK$64,445
baseline
▲ 0.50% · 4.625%
HK$67,842
+HK$3,397/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,890/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,662
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,860
−HK$2,233/mo
Today · 4.125%
HK$75,093
baseline
▲ 0.50% · 4.625%
HK$79,662
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,186/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,610
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,719
−HK$2,138/mo
Today · 4.125%
HK$82,857
baseline
▲ 0.50% · 4.625%
HK$87,225
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,714/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,593 · Scale 2, in force from 26 Feb 2026)