LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,258
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,480
−HK$1,240/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$44,259
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,675
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,846
−HK$1,188/mo
Today · 4.125%
HK$46,034
baseline
▲ 0.50% · 4.625%
HK$48,461
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,068/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,110
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,576
−HK$1,488/mo
Today · 4.125%
HK$50,064
baseline
▲ 0.50% · 4.625%
HK$53,111
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,128/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,410
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,815
−HK$1,426/mo
Today · 4.125%
HK$55,241
baseline
▲ 0.50% · 4.625%
HK$58,153
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,482/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,962
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,672
−HK$1,736/mo
Today · 4.125%
HK$58,408
baseline
▲ 0.50% · 4.625%
HK$61,963
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,816/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,145
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,784
−HK$1,664/mo
Today · 4.125%
HK$64,448
baseline
▲ 0.50% · 4.625%
HK$67,845
+HK$3,397/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,896/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,665
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,863
−HK$2,234/mo
Today · 4.125%
HK$75,097
baseline
▲ 0.50% · 4.625%
HK$79,666
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,194/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,614
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,723
−HK$2,139/mo
Today · 4.125%
HK$82,862
baseline
▲ 0.50% · 4.625%
HK$87,229
+HK$4,367/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,724/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,627 · Scale 2, in force from 26 Feb 2026)