LTV · monthly repayment
▼ 0.50% · 3.625%
HK$392,593
−HK$24,619/mo
▼ 0.25% · 3.875%
HK$404,804
−HK$12,408/mo
Today · 4.125%
HK$417,212
baseline
▲ 0.50% · 4.625%
HK$442,598
+HK$25,386/mo
Deposit HK$86.09M · loan HK$86.09M · min. income ≈ HK$834,424/mo (50% DSR)
Upfront cash ≈ HK$97.28M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,755
−HK$23,597/mo
▼ 0.25% · 3.875%
HK$448,469
−HK$11,883/mo
Today · 4.125%
HK$460,352
baseline
▲ 0.50% · 4.625%
HK$484,618
+HK$24,266/mo
Deposit HK$86.09M · loan HK$86.09M · min. income ≈ HK$920,704/mo (50% DSR)
Upfront cash ≈ HK$97.28M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,111
−HK$29,543/mo
▼ 0.25% · 3.875%
HK$485,765
−HK$14,889/mo
Today · 4.125%
HK$500,654
baseline
▲ 0.50% · 4.625%
HK$531,117
+HK$30,463/mo
Deposit HK$68.87M · loan HK$103.30M · min. income ≈ HK$1,001,308/mo (50% DSR)
Upfront cash ≈ HK$80.06M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$524,106
−HK$28,316/mo
▼ 0.25% · 3.875%
HK$538,163
−HK$14,259/mo
Today · 4.125%
HK$552,422
baseline
▲ 0.50% · 4.625%
HK$581,541
+HK$29,119/mo
Deposit HK$68.87M · loan HK$103.30M · min. income ≈ HK$1,104,844/mo (50% DSR)
Upfront cash ≈ HK$80.06M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$549,630
−HK$34,466/mo
▼ 0.25% · 3.875%
HK$566,726
−HK$17,370/mo
Today · 4.125%
HK$584,096
baseline
▲ 0.50% · 4.625%
HK$619,637
+HK$35,541/mo
Deposit HK$51.65M · loan HK$120.52M · min. income ≈ HK$1,168,192/mo (50% DSR)
Upfront cash ≈ HK$62.84M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,457
−HK$33,035/mo
▼ 0.25% · 3.875%
HK$627,856
−HK$16,636/mo
Today · 4.125%
HK$644,492
baseline
▲ 0.50% · 4.625%
HK$678,465
+HK$33,973/mo
Deposit HK$51.65M · loan HK$120.52M · min. income ≈ HK$1,288,984/mo (50% DSR)
Upfront cash ≈ HK$62.84M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$706,667
−HK$44,314/mo
▼ 0.25% · 3.875%
HK$728,648
−HK$22,333/mo
Today · 4.125%
HK$750,981
baseline
▲ 0.50% · 4.625%
HK$796,676
+HK$45,695/mo
Deposit HK$17.22M · loan HK$154.95M · min. income ≈ HK$1,501,962/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$786,159
−HK$42,474/mo
▼ 0.25% · 3.875%
HK$807,244
−HK$21,389/mo
Today · 4.125%
HK$828,633
baseline
▲ 0.50% · 4.625%
HK$872,312
+HK$43,679/mo
Deposit HK$17.22M · loan HK$154.95M · min. income ≈ HK$1,657,266/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$11,191,072 · Scale 2, in force from 26 Feb 2026)