LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,260
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,481
−HK$1,240/mo
Today · 4.125%
HK$41,721
baseline
▲ 0.50% · 4.625%
HK$44,260
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,442/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,676
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,847
−HK$1,188/mo
Today · 4.125%
HK$46,035
baseline
▲ 0.50% · 4.625%
HK$48,462
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,070/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,111
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,577
−HK$1,489/mo
Today · 4.125%
HK$50,066
baseline
▲ 0.50% · 4.625%
HK$53,112
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,132/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,411
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,817
−HK$1,426/mo
Today · 4.125%
HK$55,243
baseline
▲ 0.50% · 4.625%
HK$58,154
+HK$2,911/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,486/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,963
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,737/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,554/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,146
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,786
−HK$1,664/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$67,847
+HK$3,397/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,667
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,865
−HK$2,234/mo
Today · 4.125%
HK$75,099
baseline
▲ 0.50% · 4.625%
HK$79,668
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,198/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,616
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,139/mo
Today · 4.125%
HK$82,864
baseline
▲ 0.50% · 4.625%
HK$87,232
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,728/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,643 · Scale 2, in force from 26 Feb 2026)