LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,260
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,481
−HK$1,241/mo
Today · 4.125%
HK$41,722
baseline
▲ 0.50% · 4.625%
HK$44,261
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,444/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,676
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,848
−HK$1,188/mo
Today · 4.125%
HK$46,036
baseline
▲ 0.50% · 4.625%
HK$48,463
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,072/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,112
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,577
−HK$1,489/mo
Today · 4.125%
HK$50,066
baseline
▲ 0.50% · 4.625%
HK$53,113
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,132/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,412
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,817
−HK$1,426/mo
Today · 4.125%
HK$55,243
baseline
▲ 0.50% · 4.625%
HK$58,155
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,486/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,964
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,674
−HK$1,737/mo
Today · 4.125%
HK$58,411
baseline
▲ 0.50% · 4.625%
HK$61,965
+HK$3,554/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,822/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,147
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,787
−HK$1,663/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$67,848
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,668
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,866
−HK$2,234/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,669
+HK$4,569/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,617
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,726
−HK$2,139/mo
Today · 4.125%
HK$82,865
baseline
▲ 0.50% · 4.625%
HK$87,233
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,730/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,652 · Scale 2, in force from 26 Feb 2026)