LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,260
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,240/mo
Today · 4.125%
HK$41,722
baseline
▲ 0.50% · 4.625%
HK$44,261
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,444/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,677
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,848
−HK$1,189/mo
Today · 4.125%
HK$46,037
baseline
▲ 0.50% · 4.625%
HK$48,463
+HK$2,426/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,074/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,113
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,578
−HK$1,489/mo
Today · 4.125%
HK$50,067
baseline
▲ 0.50% · 4.625%
HK$53,113
+HK$3,046/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,134/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,412
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,818
−HK$1,426/mo
Today · 4.125%
HK$55,244
baseline
▲ 0.50% · 4.625%
HK$58,156
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,488/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,965
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,674
−HK$1,737/mo
Today · 4.125%
HK$58,411
baseline
▲ 0.50% · 4.625%
HK$61,966
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,822/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,148
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,788
−HK$1,663/mo
Today · 4.125%
HK$64,451
baseline
▲ 0.50% · 4.625%
HK$67,849
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,902/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,669
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,867
−HK$2,233/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,670
+HK$4,570/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,618
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,727
−HK$2,139/mo
Today · 4.125%
HK$82,866
baseline
▲ 0.50% · 4.625%
HK$87,234
+HK$4,368/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,732/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,659 · Scale 2, in force from 26 Feb 2026)