Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$172.18M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$549,660
−HK$34,469/mo
▼ 0.25% · 3.875%
HK$566,758
−HK$17,371/mo
Today · 4.125%
HK$584,129
baseline
▲ 0.50% · 4.625%
HK$619,671
+HK$35,542/mo

Deposit HK$51.65M · loan HK$120.53M · min. income ≈ HK$1,168,258/mo (50% DSR)

Upfront cash ≈ HK$62.85M (deposit + AVD stamp duty HK$11,191,693 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.