LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,264
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,241/mo
Today · 4.125%
HK$41,726
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,452/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,680
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,852
−HK$1,188/mo
Today · 4.125%
HK$46,040
baseline
▲ 0.50% · 4.625%
HK$48,467
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,080/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,116
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,582
−HK$1,489/mo
Today · 4.125%
HK$50,071
baseline
▲ 0.50% · 4.625%
HK$53,118
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,142/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,416
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,426/mo
Today · 4.125%
HK$55,248
baseline
▲ 0.50% · 4.625%
HK$58,161
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,496/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,969
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,679
−HK$1,737/mo
Today · 4.125%
HK$58,416
baseline
▲ 0.50% · 4.625%
HK$61,971
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,832/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,153
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,793
−HK$1,663/mo
Today · 4.125%
HK$64,456
baseline
▲ 0.50% · 4.625%
HK$67,854
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,912/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,674
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,873
−HK$2,233/mo
Today · 4.125%
HK$75,106
baseline
▲ 0.50% · 4.625%
HK$79,676
+HK$4,570/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,212/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,625
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,733
−HK$2,139/mo
Today · 4.125%
HK$82,872
baseline
▲ 0.50% · 4.625%
HK$87,241
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,744/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,711 · Scale 2, in force from 26 Feb 2026)