LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,267
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,241/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,684
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,189/mo
Today · 4.125%
HK$46,044
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,088/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,120
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,586
−HK$1,489/mo
Today · 4.125%
HK$50,075
baseline
▲ 0.50% · 4.625%
HK$53,122
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,150/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,421
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,826
−HK$1,427/mo
Today · 4.125%
HK$55,253
baseline
▲ 0.50% · 4.625%
HK$58,165
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,506/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,973
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,683
−HK$1,738/mo
Today · 4.125%
HK$58,421
baseline
▲ 0.50% · 4.625%
HK$61,975
+HK$3,554/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,842/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,157
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,797
−HK$1,664/mo
Today · 4.125%
HK$64,461
baseline
▲ 0.50% · 4.625%
HK$67,859
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,922/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,680
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,879
−HK$2,233/mo
Today · 4.125%
HK$75,112
baseline
▲ 0.50% · 4.625%
HK$79,683
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,224/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,631
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,740
−HK$2,139/mo
Today · 4.125%
HK$82,879
baseline
▲ 0.50% · 4.625%
HK$87,248
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,758/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,761 · Scale 2, in force from 26 Feb 2026)