LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,268
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,489
−HK$1,241/mo
Today · 4.125%
HK$41,730
baseline
▲ 0.50% · 4.625%
HK$44,269
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,460/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,685
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,856
−HK$1,189/mo
Today · 4.125%
HK$46,045
baseline
▲ 0.50% · 4.625%
HK$48,472
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,090/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,121
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,587
−HK$1,489/mo
Today · 4.125%
HK$50,076
baseline
▲ 0.50% · 4.625%
HK$53,123
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,152/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,422
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,828
−HK$1,426/mo
Today · 4.125%
HK$55,254
baseline
▲ 0.50% · 4.625%
HK$58,166
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,508/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,975
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,685
−HK$1,737/mo
Today · 4.125%
HK$58,422
baseline
▲ 0.50% · 4.625%
HK$61,977
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,844/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,159
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,799
−HK$1,664/mo
Today · 4.125%
HK$64,463
baseline
▲ 0.50% · 4.625%
HK$67,861
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,926/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,682
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$2,234/mo
Today · 4.125%
HK$75,114
baseline
▲ 0.50% · 4.625%
HK$79,685
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,228/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,633
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,140/mo
Today · 4.125%
HK$82,881
baseline
▲ 0.50% · 4.625%
HK$87,250
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,762/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,776 · Scale 2, in force from 26 Feb 2026)