LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,269
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,490
−HK$1,241/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,686
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,858
−HK$1,189/mo
Today · 4.125%
HK$46,047
baseline
▲ 0.50% · 4.625%
HK$48,474
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,094/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,123
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,589
−HK$1,489/mo
Today · 4.125%
HK$50,078
baseline
▲ 0.50% · 4.625%
HK$53,125
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,156/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,424
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,830
−HK$1,426/mo
Today · 4.125%
HK$55,256
baseline
▲ 0.50% · 4.625%
HK$58,168
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,512/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,977
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,687
−HK$1,737/mo
Today · 4.125%
HK$58,424
baseline
▲ 0.50% · 4.625%
HK$61,979
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$116,848/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,161
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,801
−HK$1,664/mo
Today · 4.125%
HK$64,465
baseline
▲ 0.50% · 4.625%
HK$67,863
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.05M · min. income ≈ HK$128,930/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,684
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,883
−HK$2,234/mo
Today · 4.125%
HK$75,117
baseline
▲ 0.50% · 4.625%
HK$79,687
+HK$4,570/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,234/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,635
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,744
−HK$2,140/mo
Today · 4.125%
HK$82,884
baseline
▲ 0.50% · 4.625%
HK$87,253
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,768/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,798 · Scale 2, in force from 26 Feb 2026)