LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,270
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,491
−HK$1,241/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,687
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,859
−HK$1,188/mo
Today · 4.125%
HK$46,047
baseline
▲ 0.50% · 4.625%
HK$48,475
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,094/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,124
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,589
−HK$1,490/mo
Today · 4.125%
HK$50,079
baseline
▲ 0.50% · 4.625%
HK$53,126
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,158/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,424
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,830
−HK$1,427/mo
Today · 4.125%
HK$55,257
baseline
▲ 0.50% · 4.625%
HK$58,169
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,514/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,977
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,737/mo
Today · 4.125%
HK$58,425
baseline
▲ 0.50% · 4.625%
HK$61,980
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,850/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,162
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,802
−HK$1,664/mo
Today · 4.125%
HK$64,466
baseline
▲ 0.50% · 4.625%
HK$67,864
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,932/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,685
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,884
−HK$2,234/mo
Today · 4.125%
HK$75,118
baseline
▲ 0.50% · 4.625%
HK$79,689
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,236/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,637
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,746
−HK$2,139/mo
Today · 4.125%
HK$82,885
baseline
▲ 0.50% · 4.625%
HK$87,254
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,770/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,810 · Scale 2, in force from 26 Feb 2026)