LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,270
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,241/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,859
−HK$1,189/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,475
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,124
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,590
−HK$1,489/mo
Today · 4.125%
HK$50,079
baseline
▲ 0.50% · 4.625%
HK$53,126
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,158/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,425
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,831
−HK$1,426/mo
Today · 4.125%
HK$55,257
baseline
▲ 0.50% · 4.625%
HK$58,170
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,514/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,978
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,738/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,981
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,803
−HK$1,664/mo
Today · 4.125%
HK$64,467
baseline
▲ 0.50% · 4.625%
HK$67,865
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,934/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,686
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$2,234/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,690
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,638
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,747
−HK$2,139/mo
Today · 4.125%
HK$82,886
baseline
▲ 0.50% · 4.625%
HK$87,255
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,772/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,817 · Scale 2, in force from 26 Feb 2026)