LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,270
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,241/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,188/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,476
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,124
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,590
−HK$1,490/mo
Today · 4.125%
HK$50,080
baseline
▲ 0.50% · 4.625%
HK$53,127
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,160/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,426
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,832
−HK$1,426/mo
Today · 4.125%
HK$55,258
baseline
▲ 0.50% · 4.625%
HK$58,171
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,516/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,689
−HK$1,737/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,981
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,803
−HK$1,665/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$67,866
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,687
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$2,234/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,690
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,638
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,747
−HK$2,140/mo
Today · 4.125%
HK$82,887
baseline
▲ 0.50% · 4.625%
HK$87,256
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,774/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,823 · Scale 2, in force from 26 Feb 2026)