LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,271
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,242/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,189/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,476
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,125
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,591
−HK$1,489/mo
Today · 4.125%
HK$50,080
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,160/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,426
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,832
−HK$1,427/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,171
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,689
−HK$1,738/mo
Today · 4.125%
HK$58,427
baseline
▲ 0.50% · 4.625%
HK$61,982
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,854/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,164
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,804
−HK$1,664/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$67,867
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,688
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,886
−HK$2,234/mo
Today · 4.125%
HK$75,120
baseline
▲ 0.50% · 4.625%
HK$79,691
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,240/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,639
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,748
−HK$2,140/mo
Today · 4.125%
HK$82,888
baseline
▲ 0.50% · 4.625%
HK$87,257
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,776/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,831 · Scale 2, in force from 26 Feb 2026)