LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,271
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,493
−HK$1,241/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,861
−HK$1,188/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,126
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,591
−HK$1,490/mo
Today · 4.125%
HK$50,081
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,162/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,427
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,833
−HK$1,426/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,172
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,980
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,737/mo
Today · 4.125%
HK$58,427
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,854/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,164
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,805
−HK$1,664/mo
Today · 4.125%
HK$64,469
baseline
▲ 0.50% · 4.625%
HK$67,867
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,938/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,688
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,887
−HK$2,234/mo
Today · 4.125%
HK$75,121
baseline
▲ 0.50% · 4.625%
HK$79,692
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,242/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,640
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,749
−HK$2,140/mo
Today · 4.125%
HK$82,889
baseline
▲ 0.50% · 4.625%
HK$87,258
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,778/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,837 · Scale 2, in force from 26 Feb 2026)