LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,272
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,493
−HK$1,241/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,274
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,861
−HK$1,189/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,126
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,592
−HK$1,489/mo
Today · 4.125%
HK$50,081
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,162/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,427
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,833
−HK$1,427/mo
Today · 4.125%
HK$55,260
baseline
▲ 0.50% · 4.625%
HK$58,172
+HK$2,912/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,520/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,980
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,738/mo
Today · 4.125%
HK$58,428
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,856/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,165
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,805
−HK$1,665/mo
Today · 4.125%
HK$64,470
baseline
▲ 0.50% · 4.625%
HK$67,868
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,940/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,689
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,888
−HK$2,234/mo
Today · 4.125%
HK$75,122
baseline
▲ 0.50% · 4.625%
HK$79,693
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,244/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,641
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,750
−HK$2,139/mo
Today · 4.125%
HK$82,889
baseline
▲ 0.50% · 4.625%
HK$87,259
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,778/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,843 · Scale 2, in force from 26 Feb 2026)