LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,273
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,494
−HK$1,241/mo
Today · 4.125%
HK$41,735
baseline
▲ 0.50% · 4.625%
HK$44,275
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,470/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,690
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,862
−HK$1,189/mo
Today · 4.125%
HK$46,051
baseline
▲ 0.50% · 4.625%
HK$48,478
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,102/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,127
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,593
−HK$1,490/mo
Today · 4.125%
HK$50,083
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,166/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,426/mo
Today · 4.125%
HK$55,261
baseline
▲ 0.50% · 4.625%
HK$58,174
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,522/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,982
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,738/mo
Today · 4.125%
HK$58,430
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,860/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,807
−HK$1,664/mo
Today · 4.125%
HK$64,471
baseline
▲ 0.50% · 4.625%
HK$67,870
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,942/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,691
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,890
−HK$2,234/mo
Today · 4.125%
HK$75,124
baseline
▲ 0.50% · 4.625%
HK$79,695
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,248/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,643
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,752
−HK$2,140/mo
Today · 4.125%
HK$82,892
baseline
▲ 0.50% · 4.625%
HK$87,261
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,784/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,860 · Scale 2, in force from 26 Feb 2026)