LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,274
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,496
−HK$1,241/mo
Today · 4.125%
HK$41,737
baseline
▲ 0.50% · 4.625%
HK$44,276
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,474/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,692
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,864
−HK$1,188/mo
Today · 4.125%
HK$46,052
baseline
▲ 0.50% · 4.625%
HK$48,480
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,104/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,129
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,595
−HK$1,489/mo
Today · 4.125%
HK$50,084
baseline
▲ 0.50% · 4.625%
HK$53,132
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,168/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,430
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,837
−HK$1,426/mo
Today · 4.125%
HK$55,263
baseline
▲ 0.50% · 4.625%
HK$58,176
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,526/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,984
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,694
−HK$1,738/mo
Today · 4.125%
HK$58,432
baseline
▲ 0.50% · 4.625%
HK$61,987
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,864/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,169
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,809
−HK$1,664/mo
Today · 4.125%
HK$64,473
baseline
▲ 0.50% · 4.625%
HK$67,872
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,946/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,693
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,892
−HK$2,234/mo
Today · 4.125%
HK$75,126
baseline
▲ 0.50% · 4.625%
HK$79,698
+HK$4,572/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,252/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,646
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,755
−HK$2,139/mo
Today · 4.125%
HK$82,894
baseline
▲ 0.50% · 4.625%
HK$87,264
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,788/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,882 · Scale 2, in force from 26 Feb 2026)