LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,275
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,241/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$44,278
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,693
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,865
−HK$1,189/mo
Today · 4.125%
HK$46,054
baseline
▲ 0.50% · 4.625%
HK$48,482
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,108/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,130
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,596
−HK$1,490/mo
Today · 4.125%
HK$50,086
baseline
▲ 0.50% · 4.625%
HK$53,133
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,172/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,432
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,838
−HK$1,427/mo
Today · 4.125%
HK$55,265
baseline
▲ 0.50% · 4.625%
HK$58,178
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,530/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,985
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,696
−HK$1,737/mo
Today · 4.125%
HK$58,433
baseline
▲ 0.50% · 4.625%
HK$61,989
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,866/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,171
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,811
−HK$1,665/mo
Today · 4.125%
HK$64,476
baseline
▲ 0.50% · 4.625%
HK$67,874
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,952/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,696
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,895
−HK$2,234/mo
Today · 4.125%
HK$75,129
baseline
▲ 0.50% · 4.625%
HK$79,700
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,258/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,648
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,757
−HK$2,140/mo
Today · 4.125%
HK$82,897
baseline
▲ 0.50% · 4.625%
HK$87,267
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,794/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,903 · Scale 2, in force from 26 Feb 2026)