LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,276
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,498
−HK$1,241/mo
Today · 4.125%
HK$41,739
baseline
▲ 0.50% · 4.625%
HK$44,279
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,478/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,694
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,866
−HK$1,189/mo
Today · 4.125%
HK$46,055
baseline
▲ 0.50% · 4.625%
HK$48,482
+HK$2,427/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,110/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,131
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,597
−HK$1,490/mo
Today · 4.125%
HK$50,087
baseline
▲ 0.50% · 4.625%
HK$53,134
+HK$3,047/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,174/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,433
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,839
−HK$1,427/mo
Today · 4.125%
HK$55,266
baseline
▲ 0.50% · 4.625%
HK$58,179
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,532/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,986
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,697
−HK$1,737/mo
Today · 4.125%
HK$58,434
baseline
▲ 0.50% · 4.625%
HK$61,990
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,868/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,172
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,812
−HK$1,665/mo
Today · 4.125%
HK$64,477
baseline
▲ 0.50% · 4.625%
HK$67,875
+HK$3,398/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,954/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,697
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,896
−HK$2,234/mo
Today · 4.125%
HK$75,130
baseline
▲ 0.50% · 4.625%
HK$79,701
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,260/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,649
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,759
−HK$2,140/mo
Today · 4.125%
HK$82,899
baseline
▲ 0.50% · 4.625%
HK$87,268
+HK$4,369/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,798/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,914 · Scale 2, in force from 26 Feb 2026)