LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,276
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,498
−HK$1,241/mo
Today · 4.125%
HK$41,739
baseline
▲ 0.50% · 4.625%
HK$44,279
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,478/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,695
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,866
−HK$1,189/mo
Today · 4.125%
HK$46,055
baseline
▲ 0.50% · 4.625%
HK$48,483
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,110/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,132
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,598
−HK$1,489/mo
Today · 4.125%
HK$50,087
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$100,174/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,434
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,840
−HK$1,426/mo
Today · 4.125%
HK$55,266
baseline
▲ 0.50% · 4.625%
HK$58,179
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.33M · min. income ≈ HK$110,532/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,987
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,697
−HK$1,738/mo
Today · 4.125%
HK$58,435
baseline
▲ 0.50% · 4.625%
HK$61,991
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,870/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,172
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,813
−HK$1,664/mo
Today · 4.125%
HK$64,477
baseline
▲ 0.50% · 4.625%
HK$67,876
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,954/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,697
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,897
−HK$2,234/mo
Today · 4.125%
HK$75,131
baseline
▲ 0.50% · 4.625%
HK$79,702
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,262/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,650
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,760
−HK$2,139/mo
Today · 4.125%
HK$82,899
baseline
▲ 0.50% · 4.625%
HK$87,269
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,798/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,921 · Scale 2, in force from 26 Feb 2026)