LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,279
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,500
−HK$1,242/mo
Today · 4.125%
HK$41,742
baseline
▲ 0.50% · 4.625%
HK$44,282
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,484/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,697
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,189/mo
Today · 4.125%
HK$46,058
baseline
▲ 0.50% · 4.625%
HK$48,486
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,116/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,134
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,600
−HK$1,490/mo
Today · 4.125%
HK$50,090
baseline
▲ 0.50% · 4.625%
HK$53,138
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,180/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,436
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,426/mo
Today · 4.125%
HK$55,269
baseline
▲ 0.50% · 4.625%
HK$58,183
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,538/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,990
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,700
−HK$1,738/mo
Today · 4.125%
HK$58,438
baseline
▲ 0.50% · 4.625%
HK$61,994
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,876/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,176
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,816
−HK$1,665/mo
Today · 4.125%
HK$64,481
baseline
▲ 0.50% · 4.625%
HK$67,880
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,962/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,701
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,901
−HK$2,234/mo
Today · 4.125%
HK$75,135
baseline
▲ 0.50% · 4.625%
HK$79,707
+HK$4,572/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,270/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,655
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,764
−HK$2,140/mo
Today · 4.125%
HK$82,904
baseline
▲ 0.50% · 4.625%
HK$87,274
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,808/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,957 · Scale 2, in force from 26 Feb 2026)