LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,279
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,501
−HK$1,242/mo
Today · 4.125%
HK$41,743
baseline
▲ 0.50% · 4.625%
HK$44,282
+HK$2,539/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,486/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,698
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,870
−HK$1,189/mo
Today · 4.125%
HK$46,059
baseline
▲ 0.50% · 4.625%
HK$48,487
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,118/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,135
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,601
−HK$1,490/mo
Today · 4.125%
HK$50,091
baseline
▲ 0.50% · 4.625%
HK$53,139
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,182/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,437
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,844
−HK$1,427/mo
Today · 4.125%
HK$55,271
baseline
▲ 0.50% · 4.625%
HK$58,184
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,542/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,702
−HK$1,738/mo
Today · 4.125%
HK$58,440
baseline
▲ 0.50% · 4.625%
HK$61,995
+HK$3,555/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,880/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,177
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,818
−HK$1,664/mo
Today · 4.125%
HK$64,482
baseline
▲ 0.50% · 4.625%
HK$67,881
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,964/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,703
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,902
−HK$2,235/mo
Today · 4.125%
HK$75,137
baseline
▲ 0.50% · 4.625%
HK$79,708
+HK$4,571/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,274/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,656
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,766
−HK$2,140/mo
Today · 4.125%
HK$82,906
baseline
▲ 0.50% · 4.625%
HK$87,276
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,812/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,970 · Scale 2, in force from 26 Feb 2026)