LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,280
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,241/mo
Today · 4.125%
HK$41,743
baseline
▲ 0.50% · 4.625%
HK$44,283
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,486/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,699
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,871
−HK$1,189/mo
Today · 4.125%
HK$46,060
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,120/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,136
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,603
−HK$1,489/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$53,140
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,439
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,845
−HK$1,427/mo
Today · 4.125%
HK$55,272
baseline
▲ 0.50% · 4.625%
HK$58,185
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,544/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,992
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,703
−HK$1,738/mo
Today · 4.125%
HK$58,441
baseline
▲ 0.50% · 4.625%
HK$61,997
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,882/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,178
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,819
−HK$1,665/mo
Today · 4.125%
HK$64,484
baseline
▲ 0.50% · 4.625%
HK$67,883
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,968/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,704
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,904
−HK$2,234/mo
Today · 4.125%
HK$75,138
baseline
▲ 0.50% · 4.625%
HK$79,710
+HK$4,572/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,276/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,658
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,768
−HK$2,140/mo
Today · 4.125%
HK$82,908
baseline
▲ 0.50% · 4.625%
HK$87,278
+HK$4,370/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,816/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,985 · Scale 2, in force from 26 Feb 2026)