LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,283
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,505
−HK$1,242/mo
Today · 4.125%
HK$41,747
baseline
▲ 0.50% · 4.625%
HK$44,287
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,494/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,702
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,874
−HK$1,189/mo
Today · 4.125%
HK$46,063
baseline
▲ 0.50% · 4.625%
HK$48,491
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,126/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,606
−HK$1,490/mo
Today · 4.125%
HK$50,096
baseline
▲ 0.50% · 4.625%
HK$53,144
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,192/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,443
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,849
−HK$1,427/mo
Today · 4.125%
HK$55,276
baseline
▲ 0.50% · 4.625%
HK$58,190
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,552/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,997
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,707
−HK$1,738/mo
Today · 4.125%
HK$58,445
baseline
▲ 0.50% · 4.625%
HK$62,002
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,890/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,183
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,824
−HK$1,665/mo
Today · 4.125%
HK$64,489
baseline
▲ 0.50% · 4.625%
HK$67,888
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,978/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,710
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,909
−HK$2,235/mo
Today · 4.125%
HK$75,144
baseline
▲ 0.50% · 4.625%
HK$79,716
+HK$4,572/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$150,288/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,664
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,774
−HK$2,140/mo
Today · 4.125%
HK$82,914
baseline
▲ 0.50% · 4.625%
HK$87,285
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.50M · min. income ≈ HK$165,828/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,035 · Scale 2, in force from 26 Feb 2026)