LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,285
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,507
−HK$1,242/mo
Today · 4.125%
HK$41,749
baseline
▲ 0.50% · 4.625%
HK$44,289
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,498/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,704
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,876
−HK$1,189/mo
Today · 4.125%
HK$46,065
baseline
▲ 0.50% · 4.625%
HK$48,494
+HK$2,429/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,130/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,142
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,608
−HK$1,490/mo
Today · 4.125%
HK$50,098
baseline
▲ 0.50% · 4.625%
HK$53,147
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,196/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,445
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,852
−HK$1,427/mo
Today · 4.125%
HK$55,279
baseline
▲ 0.50% · 4.625%
HK$58,192
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,558/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,999
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,710
−HK$1,738/mo
Today · 4.125%
HK$58,448
baseline
▲ 0.50% · 4.625%
HK$62,004
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,896/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,186
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,827
−HK$1,665/mo
Today · 4.125%
HK$64,492
baseline
▲ 0.50% · 4.625%
HK$67,891
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,984/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,713
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,913
−HK$2,234/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,720
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,668
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,777
−HK$2,141/mo
Today · 4.125%
HK$82,918
baseline
▲ 0.50% · 4.625%
HK$87,289
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,836/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,064 · Scale 2, in force from 26 Feb 2026)