LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,286
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,508
−HK$1,241/mo
Today · 4.125%
HK$41,749
baseline
▲ 0.50% · 4.625%
HK$44,290
+HK$2,541/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,498/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,705
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,877
−HK$1,189/mo
Today · 4.125%
HK$46,066
baseline
▲ 0.50% · 4.625%
HK$48,494
+HK$2,428/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,132/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,143
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,609
−HK$1,490/mo
Today · 4.125%
HK$50,099
baseline
▲ 0.50% · 4.625%
HK$53,148
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,198/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,446
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,853
−HK$1,427/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,193
+HK$2,913/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,000
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,711
−HK$1,738/mo
Today · 4.125%
HK$58,449
baseline
▲ 0.50% · 4.625%
HK$62,006
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,898/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,187
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,828
−HK$1,665/mo
Today · 4.125%
HK$64,493
baseline
▲ 0.50% · 4.625%
HK$67,892
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,986/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,714
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,914
−HK$2,235/mo
Today · 4.125%
HK$75,149
baseline
▲ 0.50% · 4.625%
HK$79,721
+HK$4,572/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,298/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,669
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,779
−HK$2,140/mo
Today · 4.125%
HK$82,919
baseline
▲ 0.50% · 4.625%
HK$87,290
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,838/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,075 · Scale 2, in force from 26 Feb 2026)