LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,288
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,510
−HK$1,241/mo
Today · 4.125%
HK$41,751
baseline
▲ 0.50% · 4.625%
HK$44,292
+HK$2,541/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,502/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,707
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,879
−HK$1,189/mo
Today · 4.125%
HK$46,068
baseline
▲ 0.50% · 4.625%
HK$48,497
+HK$2,429/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,136/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,611
−HK$1,490/mo
Today · 4.125%
HK$50,101
baseline
▲ 0.50% · 4.625%
HK$53,150
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,202/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,448
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,855
−HK$1,427/mo
Today · 4.125%
HK$55,282
baseline
▲ 0.50% · 4.625%
HK$58,196
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,564/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,003
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,739/mo
Today · 4.125%
HK$58,452
baseline
▲ 0.50% · 4.625%
HK$62,008
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,904/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,190
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,831
−HK$1,665/mo
Today · 4.125%
HK$64,496
baseline
▲ 0.50% · 4.625%
HK$67,895
+HK$3,399/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,992/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,718
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,917
−HK$2,235/mo
Today · 4.125%
HK$75,152
baseline
▲ 0.50% · 4.625%
HK$79,725
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,304/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,673
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,782
−HK$2,141/mo
Today · 4.125%
HK$82,923
baseline
▲ 0.50% · 4.625%
HK$87,294
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,846/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,104 · Scale 2, in force from 26 Feb 2026)