LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,288
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,510
−HK$1,242/mo
Today · 4.125%
HK$41,752
baseline
▲ 0.50% · 4.625%
HK$44,292
+HK$2,540/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$83,504/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,708
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,880
−HK$1,189/mo
Today · 4.125%
HK$46,069
baseline
▲ 0.50% · 4.625%
HK$48,498
+HK$2,429/mo
Deposit HK$8.61M · loan HK$8.61M · min. income ≈ HK$92,138/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,146
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,612
−HK$1,490/mo
Today · 4.125%
HK$50,102
baseline
▲ 0.50% · 4.625%
HK$53,151
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,204/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,449
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,856
−HK$1,427/mo
Today · 4.125%
HK$55,283
baseline
▲ 0.50% · 4.625%
HK$58,197
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,566/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,004
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,714
−HK$1,739/mo
Today · 4.125%
HK$58,453
baseline
▲ 0.50% · 4.625%
HK$62,009
+HK$3,556/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,906/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,191
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,832
−HK$1,665/mo
Today · 4.125%
HK$64,497
baseline
▲ 0.50% · 4.625%
HK$67,897
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$128,994/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,719
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,919
−HK$2,234/mo
Today · 4.125%
HK$75,153
baseline
▲ 0.50% · 4.625%
HK$79,726
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,306/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,674
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,784
−HK$2,140/mo
Today · 4.125%
HK$82,924
baseline
▲ 0.50% · 4.625%
HK$87,296
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,848/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,116 · Scale 2, in force from 26 Feb 2026)