LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,292
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,514
−HK$1,241/mo
Today · 4.125%
HK$41,755
baseline
▲ 0.50% · 4.625%
HK$44,296
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,510/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,711
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,884
−HK$1,189/mo
Today · 4.125%
HK$46,073
baseline
▲ 0.50% · 4.625%
HK$48,502
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,146/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,150
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,617
−HK$1,490/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$53,155
+HK$3,048/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,861
−HK$1,427/mo
Today · 4.125%
HK$55,288
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,576/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,008
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,719
−HK$1,739/mo
Today · 4.125%
HK$58,458
baseline
▲ 0.50% · 4.625%
HK$62,015
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,916/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,196
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,837
−HK$1,665/mo
Today · 4.125%
HK$64,502
baseline
▲ 0.50% · 4.625%
HK$67,902
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,004/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,725
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,925
−HK$2,235/mo
Today · 4.125%
HK$75,160
baseline
▲ 0.50% · 4.625%
HK$79,733
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,320/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,681
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,791
−HK$2,141/mo
Today · 4.125%
HK$82,932
baseline
▲ 0.50% · 4.625%
HK$87,303
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,864/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,171 · Scale 2, in force from 26 Feb 2026)