LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,292
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,514
−HK$1,242/mo
Today · 4.125%
HK$41,756
baseline
▲ 0.50% · 4.625%
HK$44,297
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,512/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,712
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,885
−HK$1,189/mo
Today · 4.125%
HK$46,074
baseline
▲ 0.50% · 4.625%
HK$48,503
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,148/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,151
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,617
−HK$1,490/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$53,156
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,455
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,862
−HK$1,427/mo
Today · 4.125%
HK$55,289
baseline
▲ 0.50% · 4.625%
HK$58,203
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,578/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,009
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,720
−HK$1,739/mo
Today · 4.125%
HK$58,459
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,918/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,197
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,838
−HK$1,665/mo
Today · 4.125%
HK$64,503
baseline
▲ 0.50% · 4.625%
HK$67,904
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,006/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,726
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,926
−HK$2,235/mo
Today · 4.125%
HK$75,161
baseline
▲ 0.50% · 4.625%
HK$79,735
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,322/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,682
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,792
−HK$2,141/mo
Today · 4.125%
HK$82,933
baseline
▲ 0.50% · 4.625%
HK$87,305
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,866/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,182 · Scale 2, in force from 26 Feb 2026)