LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,293
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,515
−HK$1,242/mo
Today · 4.125%
HK$41,757
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,514/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,713
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,885
−HK$1,190/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,503
+HK$2,428/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,152
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,618
−HK$1,490/mo
Today · 4.125%
HK$50,108
baseline
▲ 0.50% · 4.625%
HK$53,157
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,216/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,456
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,863
−HK$1,427/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,204
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,010
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,721
−HK$1,739/mo
Today · 4.125%
HK$58,460
baseline
▲ 0.50% · 4.625%
HK$62,017
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,920/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,198
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,840
−HK$1,665/mo
Today · 4.125%
HK$64,505
baseline
▲ 0.50% · 4.625%
HK$67,905
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,010/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,727
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,927
−HK$2,236/mo
Today · 4.125%
HK$75,163
baseline
▲ 0.50% · 4.625%
HK$79,736
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,326/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,684
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,794
−HK$2,141/mo
Today · 4.125%
HK$82,935
baseline
▲ 0.50% · 4.625%
HK$87,306
+HK$4,371/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,870/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,195 · Scale 2, in force from 26 Feb 2026)