LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,294
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,516
−HK$1,242/mo
Today · 4.125%
HK$41,758
baseline
▲ 0.50% · 4.625%
HK$44,299
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,516/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,714
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,886
−HK$1,189/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,504
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,152
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,490/mo
Today · 4.125%
HK$50,109
baseline
▲ 0.50% · 4.625%
HK$53,158
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,218/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,457
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,863
−HK$1,428/mo
Today · 4.125%
HK$55,291
baseline
▲ 0.50% · 4.625%
HK$58,205
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,582/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,011
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,722
−HK$1,739/mo
Today · 4.125%
HK$58,461
baseline
▲ 0.50% · 4.625%
HK$62,018
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,922/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,199
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,841
−HK$1,665/mo
Today · 4.125%
HK$64,506
baseline
▲ 0.50% · 4.625%
HK$67,906
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,012/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,729
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,929
−HK$2,235/mo
Today · 4.125%
HK$75,164
baseline
▲ 0.50% · 4.625%
HK$79,737
+HK$4,573/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,328/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,685
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,795
−HK$2,141/mo
Today · 4.125%
HK$82,936
baseline
▲ 0.50% · 4.625%
HK$87,308
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,872/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,205 · Scale 2, in force from 26 Feb 2026)